Updated for plan year 2026 on 2026-07-25
What is Extra Help for Medicare drug costs?
Extra Help is a Medicare program that can lower Part D premiums, deductibles, and prescription costs for people who qualify based on income and resources.
What to check before you choose
Medicare choices depend on your dates, county, prescriptions, doctors, pharmacies, and how much risk you are comfortable carrying during the year.
- Confirm the beneficiary's Medicare effective dates, county, prescriptions, doctors, and coverage goals.
- Separate general education from plan-specific recommendations and document consent before marketing discussions.
- Check current plan-year rules, premiums, formularies, pharmacy pricing, networks, and enrollment-window eligibility.